Other banks focus on companies with more than $100 million in revenues and pass the smaller companies around from one person to another. We take a personal approach to banking, whether your company has $5 million in revenues or more than $100 million.

You may have noticed the big banks go through employees monthly, primarily by promotion or turnover. Turnover throughout Paragon Commercial Bank is very low and client satisfaction is very high.

That satisfaction stems from the relationship that our bankers have with their clients. With years of commercial banking experience, our bankers know how their clients should be served. Your company's needs will be evaluated with your personal input and, in turn, custom-designed for you. The structure of loans - the length and repayment schedule - will be customized.

Paragon employees meet several times a week to finalize approval on loan and deposit opportunities, ensuring a quick decision. With bigger banks, it usually takes two or three weeks to learn if your loan will be approved. You'll know the answer from us within a week. We'll also offer you a variety of terms for your loan. For instance, you may initially want a fixed-rate, 15-year loan. Other banks would simply say ok and move forward. We take the time and interest to explore alternatives that might be less expensive and otherwise more advantageous for you.

The Commercial & Industrial area of Paragon Commercial Bank focuses on owner-operated businesses generally with revenues of $5 million or greater for loan, lease, deposit, treasury management and other banking needs. For instance, your business might be seasonal in nature and thus you may benefit from a Commercial Line of Credit for additional cash flow during the “off season." Or you may want to ensure continuous cash flow and liquidity by selling your accounts receivables to Paragon. Or you may simply want a term loan. We promise to work with you personally to best meet your needs. We're flexible and will accommodate your needs quickly, without the bureaucracy and run-around you might experience at other banks. Each of our clients is highly valued. We service hundreds of clients, not thousands.

While our pricing is competitive with any bank, our primary focus is on our client relationships. You have direct access to your personal banker, and our other client development officers, whenever you need them. If they aren't at their desks, they'll call you back promptly. Our service to operating companies, manufacturers and service companies is second to none. We're vested in you for the long haul.