Paragon Commercial Bank > Areas of Specialty

Whether you're purchasing an aircraft or building a new beach home, Paragon can play an important roll in the success of your plans. Our Private Banking services are backed by experience and a personal approach that you don't get from the branch bank around the corner. We offer flexible lending options tailor made to produce results best suited to our client's needs.

Private Banking clients typically meet one or more of the following criteria:

$250,000 or more in annual household income, or
$500,000 or more of investable assets, or
$1.5 million or more net worth

Paragon has developed and maintains a number of strategic alliances for investment management, financial planning, insurance and human resources consulting. We can personally advise you on banking needs then formally introduce a host of talented specialists to manage the other aspects of your financial life. At Paragon, we know our clients and our clients know their banker. This allows us to provide more effective advice when it comes to your financial future.

Private Banking Services from Paragon

Certificates of Deposit - Competitive CD rates are priced weekly.
Personal & Business Purpose Loans - We have the flexibility to offer a diverse selection of credit solutions to meet your borrowing needs.
Travel Miles Credit Card - Our credit card allows the cardholder to earn airline miles when purchases are made. An accumulation of 20,000 points earns a free round trip coach airline ticket to anywhere in the US or Canada. You choose the airline with no blackout periods.
Mortgages and Home Equity Lines of Credit - Whether you are building or purchasing a home, we offer a variety of in-house loans to suit your individual needs. Paragon Bank Mortgage is also available to satisfy your needs for traditional fixed and variable rate home mortgages. We provide these loans with a quick turn around time.
Interest-bearing Checking Account - An ATM/Debit Card is provided with our checking accounts. Clients may use their ATM card anywhere free of charge.
Ready Reserve - We offer a ready reserve line that serves as overdraft protection for your checking account.
CD-ROM and Internet Check Imaging - We now offer the option to have your statements and cancelled checks sent on CD-ROM monthly. Also, view the front and back of checks online daily.
Internet Banking-No Fee - We provide our clients with 24-hour access to accounts and transactions with personal online banking. Access is password protected for security, and there is no fee for Internet Banking. Use our online banking to pay bills electronically and to export files to financial management programs like Quicken.
Electronic Bill Pay-No Fee - Eliminate check writing and the cost of mailing monthly bills. Our "Check-free" service allows you to pay bills electronically. Schedule repeating payments one time.
Prime Money Market - Competitively priced, with the flexibility of liquidity. Limited to six transactions per month.